4+1 Life Changing Christmas Shopping Tips

We are in December and the Christmas season is now in full swing! The shops are overcrowded with shoppers eager to throw their hard-earned money at anyone who is willing to take it! The SALE signs are up and everything you have never wanted is cheaper than ever and calling your name! The items are silently shouting out, buy me, buy me!! It’s the Christmas shopping frenzy and we all get caught up in buying things we don’t really want or need, but hey, it’s on special, so let’s get it!

4 Budgeting Tips to keep this Christmas Merry!

I love the festive season, the carols, the lights, the food and the excitement of opening the gifts. But I also hate the stress of it all. I get a little overwhelmed with all the extra spending and I have always relied on my credit cards to get me through the season. But this year I am going to do things a little differently. I am tired of chasing my tail and making the same silly mistakes year in and year out.

5 Signs you are in financial trouble! (and what to do about it)

I am so guilty of getting caught up in the moment and living for the now! The sun is out, the ocean view looks breath taking – why not go for some wine and sushi by the seaside? You only live once – right?

Right. You do only live once, and you want to make sure that you can in fact live on the not-so-sunny days! We all need to be spontaneous from time to time! But be careful not make a habit of this, as that is how the never-ending loop of overspending starts!

All about me! Grade 4 Poster

My daughter has to do a life orientation poster all about herself and she has to do it in class, without her mommy! So, of course the control freak inside of me has to step away and let her do it, right? Well yes and no. We all use what is called structured memory toContinue reading “All about me! Grade 4 Poster”