I love the festive season, the carols, the lights, the food and the excitement of opening the gifts. But I also hate the stress of it all. I get a little overwhelmed with all the extra spending and I have always relied on my credit cards to get me through the season. But this year I am going to do things a little differently. I am tired of chasing my tail and making the same silly mistakes year in and year out.
MomindaMix 